Stop Getting Chippy over Chip-and-Pins

credit card theft chip and pin mastercard visa bank identity
Photo Credit Aranami via Flickr

My name is Hannah and I am the intern here at the Social Television Network. Do you remember when checking out at a grocery store was easy? You would just swipe your credit card and go. Now it seems like things have gotten so complicated, but why? Well most people claim it’s all because of the chip-and-PIN that is now embedded into all of our credit cards. While some say these chips are supposed to be making our lives easier, it seems like it has been doing the exact opposite.

A lot of people I know are always complaining about the chip-and-PIN cards. It seems like these cards just cause stress and aggravation. But I wanted to know what does the chip-and-PIN actually do? How does it help keep our money safer? I remember being told that the point of the chip is to help protect credit card holders, but I didn’t know how it worked. So, being the savvy college student that I am, I took it upon myself to do some research.

I found out the chip-and-PIN card, also known as EMV card (Eruopay, MasterCard, and Visa) uses what is called “smart card” technology to make it harder for thieves to clone cards and steal data. This is done through the chip. The chip ensures that sensitive credit card information, such as account numbers, are transferred to the merchant differently with each transaction. This makes it virtually impossible to steal credit information. That’s basically the gist of the chip-and-PIN.

While I know a lot of people dislike it, I really do like the chip-and-PIN. It could be in part because my first experience with the chip-and-PIN was actually pretty positive. The concept was first introduced to me when I was over in the UK. Everyone in the UK has a chip in their credit cards and it seems to make life so much easier. Not once did I have my card taken out of my hand. When I went out for a meal, the server would bring a portable credit card machine over to the table when we were ready to pay. My credit card was always in my hand and visible. During my five months abroad, I experienced no credit card theft.

Photo Credit Pure Metal Cards via Flickr
Photo Credit Pure Metal Cards via Flickr

So when I got back to the states, I was so excited when a new credit card showed up in the mail for me with a chip in it! I thought it would be great! But in all honesty, I will admit that the chip-and-PIN has caused me some problems. Shopping is not something I enjoy doing. So I normally just want to get in, gather everything that I need and get out as quickly as possible. But when I check out, how do I pay? Do I swipe my credit card? Or do I insert* it into the card reader? Honestly, I never know. It seems like each store has a different policy about payment. I am sure everyone has had some type of mishap trying to pay with the new chip-and-PIN credit cards.

My chip-and-PIN mishap happened while I was at my local Target. I was at the front of a long check out line. I saw that there was a chip-and-PIN reader when I went to pay, so I confidently inserted my card, like a pro. As it turns out, the chip-and-PIN system was not set up yet and my transaction was somehow canceled. The cashier had to re-ring me up and it caused a major delay with a long line behind me. I felt so bad, I held up the entire check out line! It was an extremely stressful situation with everyone staring at me with annoyed faces….all because of the chip-and-PIN.

Personally, I think the chip-and-PIN transaction will eventually become smoother and less stressful, but it will take time. Yes, the chip-and-PIN system here is not perfect. It can be stressful. But the chip is helping us get one step closer to protecting sensitive banking information. Again, it will take time, but I do think the payment process will eventually get easier… in time… eventually. Until then, if you have an entertaining chip-and-PIN payment mishap you would like to share, please comment below. We’d love to hear it!

*Fun fact: when you pay with chip-and-PIN and insert your card into the card reader, it’s called dipping.

The Bachelorette – What is the Rodgers Family Beef?

 

Photo Credit Google Images
Photo Credit Google Images

Hey everyone. My name is Hannah and I am the intern here at the Social Television Network. I don’t know about you, but I am addicted to watching the Bachelorette. I started watching the Bachelor/Bachelorette a long time ago after my dad got me into it. Yes, that’s right, my dad. He got me hooked. I just love all the drama, the backstabbing and the tears. Although I am not a huge fan of reality TV, there is just something about the show that gets me every season!

That being said, I didn’t think that anyone in the office would waste their time watching this crazy reality TV show, so I never talk about it. But when I got into work today, two of my co-workers were talking about Jordan Rodgers. They were talking about what they thought could have created such a rift between Jordan and Aaron Rodgers.

Incase you’re not familiar with the show, Aaron Rodgers’ brother Jordan is one of the men dating the Bachelorette, JoJo Fletcher. Last week, Jordan took JoJo home to meet his family. This is something that the final four men do. JoJo met Jordan’s older brother Luke, Luke’s girlfriend, and his parents. But one person was missing – Aaron Rodgers. It seemed like there was a lot of animosity between Aaron and the rest of his family. We knew that Jordan and Aaron don’t get along. But, last week further solidified that there is a massive strain on the Rodgers’ family due to the relationship (or lack there of) with Aaron.

It’s extremely apparent that there is defiantly some family drama. But the question that has been looming in all of our minds is WHY? That’s what Chris and Eric, my co-workers, were trying to figure out. But they are not alone. So many Bachelorette fans are racking their brains for answers. They all want to know, what happened between Aaron and Jordan? Why don’t they like each other? Well here are some of the conspiracies that have been going around my office.

One of the conspiracies floating around the office has to do with Aaron Rodgers’ girlfriend, Olivia Munn. Is it possible that she dated the younger, less successful, Rodgers brother first? Some speculate that she and Jordan dated for a while. But at some point, the actress dumped Jordan for his successful brother Aaron. Could that be the reason that there is all this tension in the Rodger’s family?

Another conspiracy could simply be that Rodgers just doesn’t like Olivia Munn. First of all, Munn is a few years older than Aaron, which may or may not have anything to do with this. But, when the couple first started dating, Rodgers wasn’t playing so well. He received a lot of backlash from Packers fans, but he always defended his relationship. It could be possible that the Rodgers’ family had reservations about the relationship, and when Aaron refused to listen to them he ostracized himself from the rest of the family.

A third theory that I have heard discussed about in the office is the fact that fame got to Aaron’s head. As his career kicked off and things started going well for him, it is possible that he started to neglect his family and focus on his new life style, and his new girlfriend. This is extremely plausible and could totally be the reason (or at least part of the reason) Aaron is estranged.

The last theory I heard going around the office is that Aaron could be embarrassed by Jordan. Aaron could be ashamed that his brother isn’t as successful, or that he rides off of his reputation. Aaron could have started being hostile towards Jordan, causing the family to come to Jordan’s defense. Aaron’s actions could have therefore cause a huge rift in the family. This could explain why Aaron is not apart of most family events.

Obviously, this is all speculation. If I had to guess, I would think the relationship strain has something to do with the family disliking Olivia Munn, as well as fame going to Aaron’s head. But that’s just my personal opinion. All I know is I REALLY want to know what the deal is with Aaron and the rest of his family. I need to know, and I think all Bachelorette fans agree! Hopefully, this week’s double feature will help answer this burning question!

Do you have a conspiracy theory about the Rodgers’ family strain? If you do, I would love to hear it. Leave a comment below or email me at intern@stntv.com and let me know what you think!

 

Intern Hannah Explains Pokémon Go To Our Anchors

 

 

 

Photo Credit: iphonedigital via Flickr
Photo Credit: iphonedigital via Flickr

Hey everyone. My name is Hannah and I am the intern here at The Social Television Network. I want to talk a little bit about the newest technological trend that has taken the world by storm. I’m talking about Pokémon Go. As a 90’s kid, I am familiar with the Pokémon craze. I did occasionally watch the TV show and would help my friends collect some of the playing cards. However, I never really got into all of the hype of watching disproportional animated characters with crazy hair run around capturing these innocent creatures, collecting them like trophies, and making them fight each other. Conceptually, it made no sense to me, so I never became a real fan.

As I got older, it seemed like Pokémon became just another past fad that ran its course, something that I was okay with. A few days ago I went onto Facebook and was immediately confused by my friends’ posts. My friends were going crazy. All of a sudden Pokémon was cool again. I don’t really know how that happened, but I saw all of my friends were posting statuses about an app called Pokémon Go. After getting past the initial shock that Pokémon had made a miraculous come back, I decided to investigate. I mean, what is Pokémon Go?

I did a lot of extensive googling. I had to know what all of this meant. I first learned Pokémon Go is a free app that is meant to bring 20-somethings dream of living in a world inhabited by Pokémon to reality. Upon reading this, I was somewhat offended. As someone in their 20’s, I can confirm that this was not something that I dreamed of. I am sure there are many people, some even in their early 30’s, who were overjoyed when this app came out, I just was not one of them.

The way this game works is by using augmented reality to hunt for these Pokémon. By doing this, it makes players feel like they live in the world of Pokémon. The app uses the GPS in your phone to help you track these Pokémon critters. So no matter where you are, you can always be on the look out for these fantastical creatures.

The games goal is to collect all of the Pokémon characters by traveling the world. You may hear players using the phrase “gotta catch them all,” in reference to collecting all of the Pokémon. Upon collecting Pokémon, players can train at of their creatures at gyms and practice battling. Again, the point of the game is to catch all of the Pokémon in the world. If you actually have enough time and money to travel the world in order to seek out all of the Pokémon, you automatically win bragging rights and the tittle of Pokémon Master! That’s basically what Pokémon Go is. It seems pretty harmless right?

Photo Credit: Eduardo Woo via Flickr
Photo Credit: Eduardo Woo via Flickr

Well, it seems players have really committed to the game and have been seeking out Pokémon everywhere including trains, bathrooms, parks and beaches. However, some players have really gone out of their way to “catch them all.” Reports of players hunting for Pokémon creatures in inappropriate places have been made. Locations such as cemeteries, war memorials, and even the holocaust museum have been unknowingly housing Pokémon and are drawing in players. Currently, these places are trying to contact the game’s developers to try to get their locations taken off the game. While this is wrong, it just goes to show how wildly popular Pokémon is and the commitment fans make to be apart of the Pokémon world.

So now that you know what Pokémon Go is, are you going to download the app and start playing? Maybe? Well if you’re not, that’s okay. You might have read through this blog and be thinking to yourself, I still don’t understand why this is so popular. There is no real point to this. If that’s what you are thinking, you’re probably right. I can’t explain why people are so obsessed with Pokémon. It would be like explaining why people were obsessed with leg warmers and shoulder pads, beanie babies, or even Furbies. There really is no explanation – it just catches on.

Pokémon Go brings back nostalgic memories for those who were big fans and allows a younger generation into the world of Pokémon. Hopefully, now you have a better understanding of Pokémon Go and its growing popularity.

 

Want to see more? Click here and watch me try to explain Pokémon Go to Eric and Chris.

Engaging Your Toddlers with Their Technology – with Ken Colburn of Data Doctors

From time to time, using technology as a babysitting tool is okay, but technology would best benefits a child when it is used as an engagement took. The Social Television Network interviews Ken Colburn of Data Doctors to discuss how to use technology more as an engagement tool rather than a babysitting tool.

For more information visit: http://www.datadoctors.com/

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